Now with HMRC-cited AI assistant

Bookkeeping that actually
understands UK tax.

Smart Filings categorises your transactions, reconciles your invoices, and answers HMRC questions — citing the exact manual references.

Start free — no card needed →See how it works

Free for sole traders · Connects to Barclays, Monzo, Starling · HMRC MTD ready

Capital expenditure. The £1,349 Dell XPS 13 qualifies for Annual Investment Allowance. Claim the full amount in Box 49 — not Box 25.

BIM35350CA23080your data

Features

Everything a UK sole trader needs.

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Bank import & auto-categorise

Connect Barclays, Monzo or Starling. Transactions are categorised automatically — 94% confidence on average. Review and adjust in one click.

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Invoice OCR & reconciliation

Forward receipts by email or upload a PDF. The AI extracts every field, matches it to a bank payment, and flags anomalies.

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HMRC-cited AI assistant

Ask any UK tax question. Sf cites exact HMRC manual references (BIM, CA, HS codes) alongside your live account data — never generic.

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HMRC submissions & MTD

Preview your VAT return, Self Assessment figures and P11D from your categorised data. Export directly to HMRC or your accountant.

How it works

From bank feed to filed return — in four steps.

Connect your bank

OAuth-secured feed for Barclays, Monzo, Starling, Wise, and 30+ UK banks.

AI categorises

Every transaction gets a UK chart-of-accounts code with a confidence score.

Review what matters

Smart Filings only asks you about the ones it isn't sure about. Auto-applies the rest.

File with HMRC

Preview your VAT return or Self Assessment, then export or submit via MTD.

Pricing

Simple, transparent pricing.

Starter

FreeForever

1 bank account
Up to 100 transactions/mo
AI categorisation
Invoice OCR
HMRC manual citations

Start free

Bookkeeping that actuallyunderstands UK tax.